Sunday, March 29, 2020

GEICO INSURANCE REVIEWS

By now most of us have heard of Geico Insurance. Their commercials have become legendary, everything from "caveman" to "the gecko lizard". They even have ringtones of most of these commercials for your cell phone. Some of their commercials are better than the programs on regular television. Aside from all these wonderful commercials, what does Geico offer as far as the insurance we need?

An effective way to find the perfect insurance company is to browse through several reviews. We suggest you also check out Allstate Insurance Reviews as it is currently very popular. Other includes eHealth Insurance Reviews or even State Farm Insurance Reviews.


In 1936, with the great depression still looming large over the American economy George and Lillian Goodwin formed the Government Employees Insurance Company. As you can see by the title, it was aimed at government and certain military officers.

In 2010 Geico provided a first in the insurance industry by providing the ability to quote and buy a policy from their iPhone and Android mobile devices.

Geico has continued to grow and now serves over 11 million policyholders in all 50 states, a far cry from the 3,700 policies Leo Goodwin wrote the first year in business.

Geico provides vehicle, property and miscellaneous insurance options. First let's explore the vehicle insurance.

Vehicle Insurance: Most of us are dependent on our vehicle and protection is essential.
Bodily liability coverage - covers you for bodily injury or death resulting from an accident which you are at fault.

Property liability coverage - this provides coverage if your car accidentally damages another person's property.

Medical payments coverage - pays for the medical expenses of the occupants of your vehicle as a result of an accident regardless of fault.

Uninsured motorist coverage - covers you for your injuries and, in some cases, property damage caused by an uninsured or a hit-and-run driver.

Comprehensive coverage - covers you for damage, theft, vandalism, flood, fire.
Collision coverage - coverage for damage to your car when it hits or is hit by another object.
Coverage policies are also available for motorcycles, boats, RV's, ATV's, snowmobile, etc. You can easily get a free quote online and as mentioned earlier actually buy your policy online too.

Homeowners Insurance: Our homes are usually our biggest investment and something you need to protect.

Broad coverage - covers you for damage to your house and any permanent structures on your property.

Personal property - covers such things as furniture, clothes and misc. possessions.
Limited coverage - coverage between $500 - $2,000 for jewelry stolen from your home. If you need greater coverage for your prized collection extra protection is available.
Personal liability - covers you for incidents that arise from being a homeowner.

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