Thursday, March 26, 2020

NATIONWIDE INSURANCE REVIEWS

In 1925 the Ohio Farm Bureau Federation started the Farm Bureau Mutual Automobile Insurance Company. By 1943 they were operating in 12 states and by 1955 they had outgrown their original goals and changed their name to Nationwide Insurance.

An effective way to find the perfect insurance company is to browse through several reviews. We suggest you also check out Assurant Insurance Reviews as it is currently very popular. Other includes Geico Insurance Reviews or even Travellers Insurance Reviews.


Nationwide spends a lot of effort on diversity and being an inclusive workplace. This attitude is a large part of their corporate policy and they have incorporated it into every aspect of business even down to their suppliers who must be a diverse, inclusive employer. I don't know about you but, that tells me a lot about a company.

Nationwide offers the full line of insurance options such as; Auto Insurance, Homeowners Insurance, Renters Insurance, Life Insurance, Motorcycle Insurance and Flood Insurance. All insurance policies have the ease of online quoting.

Auto Insurance:

They offer coverage for your car like; comprehensive, collision, rental reimbursement and more.
They also cover you with such options as; injury & property, medical expenses, uninsured driver, etc.
Also offered is liability cover that protects you against injury and property damage to others if you are at fault.

Some of their discounts are "vanishing deductible", where every year you don't have an accident they take $100 off your deductible; "accident forgiveness", where if you have a good record your first "at-fault" accident won't affect your premiums. Every six months "discount finder" scans your policy for new discounts.

Homeowners Insurance:

Nationwide provides all the normal homeowners insurance policies but, then goes the extra step by providing items like;

Scheduled Personal Property: Coverage for high value items like jewelry, fine art and antiques.
Replacement Cost Plus: Up to 20% additional on top of your coverage if your house is a total loss.
Ordinance or Law: Covers increased expenses to rebuild due to changes in building codes.
Water Backup thru Sewers: Covers loss due to water backing up through the sewer system.
Renters Insurance:

Your Landlords Insurance does not cover you or your belongings, you need to protect yourself.
Nationwide's Renters Insurance covers you for most of the same things their regular homeowners insurance covers, just at different levels.
Life Insurance:

Term Insurance: This is the most popular type due to the premiums always stay the same, you can buy as much as you need and your family gets a tax free death benefit. The only downside to term is that it has an end date, which may come before you need it.

Whole Life Insurance: This is a dependable and predictable option and will be there when you need it. The only downside is it isn't very flexible so you must make sure you plan ahead before you buy.
Universal Life Insurance: while the premiums may be more, this policy has the ability to adjust to your changing needs in every stage of your life.

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