Tuesday, April 10, 2018

NEW YORK LIFE INSURANCE REVIEWS

New York Life Insurance was established in 1845 and has been working with their customers to build a stronger financial future, with this promise kept for almost 200 years. I browsed through their About Us page and saw that they have won a number of awards and recognition, including being listed in Fortune Magazine.

An effective way to find the perfect insurance company is to browse through several reviews. We suggest you also check out Allied Insurance Reviews as it is currently very popular. Other includes Liberty Mutual Insurance Reviews or even Travellers Insurance Reviews.


As the name of New York Life suggests, this insurer only offers Life Insurance. So in this review, we will concentrate on the policies offered by them and how they can benefit you.

Term Life Insurance - This is the policy you would want to take out if you want to have a simple form of insurance. You will be protected for a specific period of time, usually between 5 to 20 years. In your policy, you will have a beneficiary name and if you suddenly passed away, the person you have chosen will receive benefits.

Whole Life Insurance - If you would prefer to have your entire life insured, then getting Whole Life Insurance would be the one for you. The policy can be used for survivor needs, mortgage protection, needs for business, to give to charity and more. The promising fact about this policy is that it will be in effect from the day you take it out until the day you die.

Universal Life Insurance - By getting this type of insurance policy, you will be able to enjoy being insured permanently with the advantage of adjusting your premiums and payment schedules.
Variable Life Insurance - In this cover, it is also a permanent insurance for your life, but it also provides a benefit when you die in exchange for premium payments. This sort of protection is for those people that wants to be insured and are also into investing.

Long-Term Care Insurance - The first thing to note is that the policy will be different to different people, depending which state they live in. Generally speaking, the policy will give you protection if you are being cared for, such as in a nursing home, a retirement village, and even if your own home. If you suddenly become unable to pay your costs, you will be able to make claims for it.

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