Monday, April 13, 2020

ALLSTATE INSURANCE REVIEWS

We see those Allstate Insurance commercials all over television. I like the ones with Dennis Haysbert from the T.V. show "The Unit". They are very persuasive and low pressure.

An effective way to find the perfect insurance company is to browse through several reviews. We suggest you also check out Allstate Insurance Reviews as it is currently very popular. Other includes Foremost Insurance Reviews or even Prudential Insurance Reviews.


Something I didn't know was Allstate was founded in 1931 as part of Sears, Roebuck & Co. Allstate got its name from the name of a tire sold in the Sears catalog. In 1995 Sears divested it and it became an independent company. In the 1930's Allstate was one of the first companies to use a rating system, giving better rates to safer drivers. In the 1960's Allstate was instrumental in convincing the government to make seatbelts mandatory, making it safer for all of us. Everyone should check out the history portion of Allstate's website. It's like a walk down memory lane of American history.

Well, enough of that, let's see what they have to offer in way of insurance. Their main products are auto and homeowners insurance.

They have four levels of auto insurance:

Value Plan - As with all plans you get great coverage plus lots of discount options and an easy payment plan.

Standard Plan - You get everything in the Value Plan plus; accident forgiveness.

Gold Plan - With the Gold Plan you continue to build on the standard Plan by adding $100 off your deductible every year you go without an accident and new car replacement if your car is within 3 model years or newer.

Platinum Plan - Once again, building on everything before it and adding a safe driver bonus and a chance to get money back every six months.

Allstate has over 40 different discount packages. Everything from safe driver to vehicle equipment discounts to multi policy discounts. They also have a whole list of app's and tools available to help you out. It's easy to get an online quote.

Now let's check on their homeowners insurance.

Home - For anyone who owns a detached residence and the property it sits on. As we all know, our home is most likely our biggest investment. It needs protection. With Allstate you are covered for Structure, Personal Property, Liability Protection, Guest Medical, and Reimbursed Living Expenses.
Condominium - This covers you if you own a condominium, townhouse or duplex where you own the structure not the land. You get all the benefits of a regular home policy plus real property and building property.

Manufactured - This is the type of policy you need if your home was built in a factory as compared to on-site. As with all of Allstates home policies you get great coverage on Structure, Personal Property, Liability Protection, Guest Medical, and Reimbursed Living Expenses.

Renters - If you rent your belongings are not covered by your landlords insurance. You need to protect these things the same as if you owned your place. With Allstates Renters Insurance you get Personal Property, Liability Protection, Guest Medical, and Reimbursed Living Expenses. Policies starting at around $17 a month.

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